To qualify for the Cashback Programme, you must input an invitation code when you create an app profile and incept a Personal Assets Insurance Policy ("Policy").

The invitation code entitles you to a "cashback" of an average month’s premium after 3 months of incepting a Policy. The average will be calculated based on your first 3 months’ invoices, and processed as a credit to your account with us.

The first 3 months’ premiums must be paid. If any one of the first 3 months’ premiums is reversed, the policyholder will not qualify for the Cashback Programme.

If the policyholder submits a claim or the Policy is cancelled, the policyholder will not qualify for the Cashback Programme.

The cashback will only be processed if the average premium for the first 3 months is equal to or greater than R25.

In the event that the average premium for the first 3 months is greater than R5,000, the cashback will be R5,000.

We reserve the right to cancel the Cashback Programme or to change the Terms and Conditions at any time at its discretion without prior notice.

Our invitation code partner may contact you in the event that you use that partner's invitation code.